Final Expense Plan That Pays Cash Benefits in 24-48 Hours.
No Obligation. For Empowerment Purposes Only.
The Plain Fact...
...it cost money when a family member dies. Yet many people never give it a second thought.
IF YOU ARE AGE 40 NOW
5 OF 100 FORTY-YEAR-OLDS WILL DIE WITHIN THE NEXT 20 YEARS
AGE 50 NOW
8 OF 100 WILL DIE
AGE 60 NOW
14 OF 100 WILL DIE
AGE 75 NOW
35 OF 100 WILL DIE
AGE 80 NOW
63 OF 100 WILL DIE
Have You Prepared for your Final Expenses & Obligations?
Since death is the one thing we cannot predict, prevent, evade, or avoid, you need to be prepared today. We recommend that you plan and fund in advance, so your grieving loved ones are not burdened with it later.
This simple and affordable cash-benefits whole life insurance plan pays for your final expenses. Benefits are paid to your beneficiary (unless directed otherwise) and are not tied to any one funeral home or cemetery.
No Obligation. For Empowerment Purposes Only.
As long as you make the payment when due, you cannot lose this valuable protection because of age or changes in health that occur after your policy is in effect.
This is permanent whole life protection. Your policy does not decrease as you get older.
Your Amount Does Not Decrease
Get cash to help pay for casket & professional services, cemetery expenses, monument or marker, vault fees, transportation services, clothing and floral expenses, newspaper notices and final medical bills.
The National Average Cost of an Adult Funeral*
$8,300 (2023)
$7,848 (2021)
$7,360 (2016)
*2023 NFDA General Price List Survey
No Obligation. For Empowerment Purposes Only.
The Cash Benefits Plan Features
Builds Cash Value
After your policy has been in for a specified period of time, it builds cash value every year that you can grow or borrow to use as you see fit.
The Plain Fact...it cost money when a family member dies. Yet many people never give it a second thought.
No Obligation. For Empowerment Purposes Only.
Questions to Ask Yourself.
Have I attended a funeral in the past 2 years?
If you're over the age of 40, chances are you have.
Have I given my family detailed written instructions about my desired arrangements?
This sparks even more questions. Have you even thought about how you want to be remembered and does your family know about it?
Have I ever been financially responsible for anyone’s funeral arrangements? If yes, when and how much did it cost?
If you know, then you know. The average cost of a funeral is over $9,000.
Who will be in charge of my funeral arrangements someday?
Funeral and cemetery records reveal that of the purchases made at the time of death, 33% are made by husbands, and 67% are made by widows and children.
Am I currently in a financial position to pay for my funeral if I died today?
According to the Fed’s 2022 Economic Well-Being of U.S. Households, some 37% of Americans lack enough money to cover a $400 emergency expense.
How do I intend for my funeral arrangements to be paid?
Nearly 1 out of 4 Americans would have to use credit, turn to family, sell assets, or get a loan in order to cover any major unexpected cost, including a funeral.
Are there any children or other family members whose lives I would like to secure?
You can eliminate the financial burden associated with death and ease the hardship for your loved ones. Upon death, most funeral homes accept your coverage same as cash.
No Obligation. For Empowerment Purposes Only.
**This life insurance does not specifically cover funeral goods or services and may not cover the entire cost of your funeral at the time of your death. The beneficiary of this life insurance may use the proceeds for any purpose, unless otherwise directed.
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